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Insurance Blog

Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

 

How Long Does Term Life Insurance Last?

Here’s an obvious statement: day-to-day living costs add up fast. That’s why life insurance is so important. It allows you to protect your loved ones when you’re gone.Think of the impact of losing not only your income but all the other contributions you make to the family.Could they cover the mortgage or monthly bills without you?Do you have enough saved to pay for funeral expenses?What...

Guaranteed Replacement Cost for Commercial Property Owners

If you own a business, you understand the importance of safeguarding your assets. While this kind of protection addresses both liability and the personal safety and health of your staff, it also includes the substantial investment you’ve made in the commercial property that allows your business to flourish.With inflation as a priority concern, business owners who are keen to fully protect their commercial property investments...

How Do I Insure My Old Home?

Everyone loves a home with real character built right in, and they just aren’t built like they used to be. Older homes come with many unique quirks and designs that are not seen in modern buildings, making them appealing to many homebuyers. However, before diving into a beautiful older home purchase, many are left wondering, how do I insure it and what’s the difference from...

How to Prevent Lapsed Life Insurance Policies

Life insurance is a crucial component of financial planning, providing a safety net for your loved ones. However, the risk of a lapsed policy can undermine its purpose. To ensure the continuity of life insurance coverage, it’s essential to be proactive. Here’s a guide on how to prevent lapsed life insurance policies. Understanding Lapse and Its Consequences A lapsed life insurance policy occurs when the...

Why Should I Consider a Business Umbrella Policy?

As a proud business owner, it’s your job to consider the “what-ifs” for your business. Of course, you don’t want to think about the worst… but no matter how careful or cautious you and your employees are, accidents do happen – and sometimes they can be serious.If you experience a catastrophic accident, things can get costly… and fast. That’s where your ERIE agent and ERIE’s Business...