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Insurance Blog

Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

 

Tips to Keep Your Football Tailgate Safe

Whether you’re in love with the game or the food, football season has officially arrived. That means the fun of tailgating season has also begun. It takes a lot of effort to host a successful tailgate, but it’s important to keep yourself, your cars, and your guests safe. Here’s what you need to know and do before the big tailgate…we mean game.Make a Plan First things...

What’s Considered a Natural Disaster, and Am I Covered?

Natural disasters happen. Although no one can predict when they will occur, homeowners insurance can give you peace of mind. First, however, it is essential to understand what qualifies as a natural disaster under the terms of your policy. Homeowners insurance covers a vast range of natural disasters, including those caused by fire, tornadoes, hail, explosions, windstorms, volcanoes, hurricanes, and extreme cold. That said, homeowners...

What’s the Biggest Distraction While Driving? It Might Surprise You!

You’re driving along, the sun is setting and there’s a cozy warm breeze. You’re listening to a song you’ve heard a hundred times, driving a road you’ve driven twice a day, every day for years. Your mind begins to wander, you’ve got a million different things to think about, right? A task as relaxing as driving makes it just that easy to get distracted in...

Is Joint Life Insurance a Good Idea?

Joint life insurance comes with several appealing benefits. Rather than covering one spouse, the insurance covers both spouses – but only pays one death benefit – when one partner dies. This type of insurance can be more affordable than buying two separate life insurance policies. How does Joint Life Insurance Work? Joint life insurance comes in two different types, called “first-to-die” and “second-to-die.” With first-to-die,...

How to Help Your Car Recover from Winter

Your car has battled snow, ice, salt and potholes for months on end. Now that winter’s in the rear view mirror, certain aspects of your car need a little more TLC than others. Check out our list for preparing your car for spring, and view our other checklists for helping your home recover from winter. Spring Car Maintenance ChecklistSwap your snow tires for all-seasons. If you...