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Insurance Blog

Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

 

Survey: The Top 5 Reasons Why Drivers Speed (2021)

During the early months of the pandemic, did you notice more fast cars on the road? (And, be honest: Did you step on the gas yourself when the roads were less busy?) The trend is noticeable – and several national highway safety organizations agree. Some groups, such as the Governors Highway Safety Association, are now sounding the alarm about the increase and launching programs to...

A Savvy Business Owner’s Checklist for Cyber Insurance Coverage

Any business that uses computer technology today has to deal with cyber risk. Ransomware attacks are on the rise, and small and medium businesses are being targeted more than ever. With the shift to more people working from home in 2020, cybercriminals are taking advantage of the opportunity to exploit remote workers.  Cyber insurance may be essential for a business of any size. The following...

Life Insurance and Health Conditions: A Deal Breaker?

Three Things to Keep in Mind If you’re interested in purchasing life insurance, you should consider the following: Never assume a health condition automatically disqualifies you from obtaining life insurance. Sure, maybe your health is less than perfect but you may be eligible for coverage, so always check with a licensed insurance agent to be sure. Always be honest about your medical history. Failing to...

How To Prepare Your House for Trick-or-Treaters

Halloween Safety Tips for Homeowners Clear the walkways. Toys, rakes, errant stones — clear them all out of the way before trick-or-treating starts. (Wet leaves are an especially slippery culprit!) A quick clean-up is one of the easiest ways to make your home safer from slip, trip and fall hazards Light it up. Turn on your exterior lights, including any flood lights, to help create a safe path...

Millennials and Home Insurance

More millennials are buying homes these days, as opposed to renting. By the end of 2018, this generation represented 45% of all new home mortgages, as stated in a Housing Wire article. One thing is certain, whether renting or purchasing a condo or a house, millennials need home insurance to protect them against damage to or loss of their property and against liability. Renters Insurance Your...